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Best business credit cards without personal guarantee requirement for December 2021 – Forbes Advisor

By on December 24, 2021 0

The Brex 30 card requires no guarantee as it sets credit limits based on cash flow and determines the eligibility of a business based on spending patterns and sales volumes. This means no credit checks are required for business owners without a solid or fixed loan. Companies with a minimum of $ 50,000 in professionally managed mutual funds or a minimum of $ 100,000 in cash in a bank account are usually able to obtain a Brex card.

Awards: 8 points per dollar on carpooling, 5 points per dollar on travel booked through Brex Travel, 4 points per dollar on restaurants, 3 points per dollar on recurring software and 1 point per dollar on everything else

Welcome bonus: 30,000 points after spending $ 3,500 or 50,000 points after spending $ 9,000 in 30 days

Annual fee: PLN 0

Other advantages and disadvantages: The Brex 30 card is a charge card, which means that it must be repaid in full every month. Businesses looking to carry balances should look elsewhere, but for those who can pay off their fees monthly (or even daily), the Brex 30 card offers a long list of benefits.

With no annual fees or foreign transaction fees, companies using only a Brex card and paying it from a Brex Cash account will see the best points per dollar spent in rewards.

Having a Brex card also comes with other rewards, such as big discounts with many providers such as Amazon Web Services, Slack, UPS, Quickbooks, Google Ads, Freshworks, and more. This card is ideal for flush companies that do not require an APRC for 0%, welcome bonuses and do not wish to charge an annual fee.

Read our Brex 30 review to find out more.


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